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Love The Home You Buy Or We'll Buy It Back!


It's that simple.  LOVE THE HOME YOU BUY with TwoMoveYou 




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Buyer Incentives

RRSP Withdrawal As Down Payment: $25,000

The Home Buyers Plan allows first-time home buyers to withdraw up to $25,000 PER BUYER, from an RRSP to purchase a home without having to pay tax on the withdrawal. The federal government recently increased the maximum amount to give additional access to their registered retirement savings plans (RRSP’s) for home purchases. The $25,000 per buyer does not HAVE to be used solely for down payment – it can be used for closing costs, paying off some debt, moving expenses, furniture, or even a vacation to celebrate!

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First Time Homebuyers’ Tax Credit: $750.00

Through Canada’s Economic Action Plan, the federal government has introduced a First-Time Home Buyers' Tax Credit (HBTC) to help with the purchase of a first home. This will assist first-time homebuyers with the costs associated with the purchase of a home, such as legal fees, disbursements and land transfer taxes. The HBTC amount will apply to qualifying homes purchased after January 27, 2009, and will provide up to $750 in a Tax Credit.

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Ontario Land Transfer Tax: $2,000

Ontario's Land Transfer Tax is a provincial tax payable by the purchaser of a property. Therefore, if you purchase a property or land you are responsible for paying Land Transfer Tax to the Province at the time the transaction closes. First Time Homebuyers receive a reduction of up to $2,000.00 on Ontario Land Transfer Tax. Please note that there is also Toronto Land Transfer Tax payable if purchasing in Toronto “proper” however First Time Homebuyers do not pay on the first $400,000 value.

EcoENERGY Retrofit Program: $5,000 Grant

Effective April 1, 2009, the ecoENERGY Retrofit Homes program has been expanded.   Homeowners are encouraged to act now to take advantage of this special, limited-time offer. EcoENERGY Retrofit - Homes provides home and property owners with grants of up to $5,000 to offset the cost of making energy-efficiency improvements. The grants apply to a range of measures that reduce energy consumption and provide for a cleaner environment, from increasing insulation to upgrading a furnace. To be eligible, the homeowner must have an energy evaluation performed by a certified energy advisor before beginning the project, and a post-retrofit evaluation when the upgrades are completed.

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